Greenlink Berkshire

The network of community groups committed to the care of the environment, greener living and development of the local economy in Berkshire.

 

Smart Money

 

Banking and Insurance Greener Credit Local Exchange Trading Schemes Smart Buys
Socially Responsible Investment Time Banking


Banking and Insurance

The Bank with the greenest credentials that doesn't put its money where its customers believe it shouldn't is the Co-operative Bank. For full information on its business, environmental and ethical policy visit www.co-operative.co.uk/

It also runs the award-winning internet bank www.smile.co.uk

Naturesave Trust offer personal and commercial insurance products with an environmental ethos: www.naturesave.co.uk

Pet Insurance - Get your pet insured and benefit a charity (RSPB, Marine Conservation Society and chimpanzees!) www.greeninsurancecompany.co.uk/petInsurance/charities.html

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Greener Credit

Take out a Co-operative Bank think credit card and help save the Indonesian rainforest at the same time.  Visit http://www.cooperativebank.co.uk/

The Co-operative Bank credit card is made PETg plastic ? a natural material produced from plant extracts that doesn?t involve vinyl-chloride whilst no toxic chemicals are released during its breakdown.

Why not contact your favourite environmental charity to find out about their own credit cards?

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Local Exchange Trading Schemes
Local Exchange Trading Schemes (LETS) use a local unit of currency to enable people to swap skills, goods and services. There are now over 500 schemes operating in the UK including Bracknell, Maidenhead and Reading. They help meet the needs of a local community and enable people to trade their skills and services without the use of normal money.

For further information visit the national website at www.letslinkuk.net/

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Smart Buys
Ethical Consumer magazine's online shopping guide is at www.ethiscore.org

A new ethical shopping directory www.shopethical.co.uk provides an online directory featuring links to ethical goods and services, ethical organisations and socially responsible traders. Shopethical also features environmental and ethical campaigns and groups working for a fairer society. e-mail: shopethical@care4free.net tel: 0208 858 5073

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Socially Responsible Investment
Bristol based Triodos Bank is the UK's only social bank lending specifically to support enterprises where ethics are at the core of their daily operations as well as being profitable. Ask for their project list of all the social and environmental projects the bank finances in the UK.

Triodos Bank, Brunel House, 11 The Promenade, Bristol BS8 3NN Tel: 0500 008720 or visit www.triodos.co.uk.

The GAEIA Partnership at www.gaeia.co.uk offers independent advice on green, ethical, environmentally friendly and social responsible investment funds.

Shared Interest is the world's only 100% fair trade lender, a UK based co-operative owned by 8000+ members/investors.  Watch a video which helps to show the effects of the work that they do at http://www.youtube.com/watch?v=TYbUERFu_50 or visit their website www.shared-interest.com 

The Ethical Investment Co-operative Ltd for ethical and environmental pensions and investments Tel: 01325 267228 or e-mail greeninvest@gn.apc.org or visit their website at www.ethicalmoney.org/

An opportunity for local people to become stakeholders in an exciting new renewable energy venture in the Thames Valley with Baywind Energy Co-operative Ltd. Visit www.baywind.co.uk now.

Maidenergy Co-operative Investment Opportunity

MaidEnergy Co-op Ltd is an Industrial and Provident Society, regulated by the FSA.

PVS AND FITS - The Feed In Tariffs are a new, simple government incentive to encourage the installation of renewable energy. A south-facing roof such as the school hall at Ellington can generate 4,250 units of solar electricity per year, by installing PVs. Each unit of electricity will earn over 35p for 25 years, linked to increase with inflation. In addition, the school will receive this electricity for free. When the school is closed the solar electricity can be exported and earn 3p per unit.

Maidenergy Co-op Ltd will propose a simple robust agreement with the school whereby the school receives a portion of free electricity, and the Co-op receives the FIT payment in the region of £1,480 every year. The Co-op has a legal structure which allows people to join and invest, and receive a dividend on their investment, and this is how it will raise the capital. We aim to raise the full £20,000 locally to pay for the installation of PVs.

MaidEnergy Co-op Ltd was established by Verona Rusted and Emily Tomalin in March 2010, to further local sustainable energy projects.  Emily and Verona met through the local Transition Towns network.  Verona has worked for over ten years on pioneering environmental education in local schools, and Emily is a renewable energy engineer advising schools and local authorities while working for TVEnergy Ltd.

If you are interested in investing or want to find out more please contact: emilytomalin@talktalk.net or veronarusted@15hotmail.com

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Time Banking
There is a market economy in which money drives transactions, and then there is a non-market economy that we do not consider as an economic system - our network of support in the form of family, friends, neighbours and community.

A time bank is a way for people to come together and help each other using time as a currency. Participants 'deposit' their time in the bank by giving practical help and support and are able to 'withdraw' their time when they need something done themselves. Everyone's time is worth the same and a broker links people up and keeps records. People help each other with everything from making phone calls to sharing meals and giving lifts to the shop ? anything that brings them together.

Find out more now at www.timebanks.co.uk

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